New Jersey seller resource

Estimate what you may net at closing before you list.

This calculator is built for New Jersey sellers and lets you plug in your own numbers for commissions, payoff, attorney fees, title charges, county recording or mortgage release fees, and optional costs. It also includes the NJ Realty Transfer Fee, a senior or disabled seller toggle, and estimated non-resident withholding.

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Designed first as a practical seller resource. This page is not legal, tax, or financial advice, and final numbers should always be confirmed with your attorney, title company, lender, and tax professionals.
Free calculator

NJ Seller Net Proceeds Calculator

Enter only the fields you want to use. Transfer-fee fields are estimated automatically using New Jersey schedules and common planning assumptions.

Sale details

Sale price
$
Mortgage payoffTotal amount owed to your lender or lenders at closing
$

Commissions

Listing-side commission %Use your own assumption
%
Buyer-side commission or concession %Use your own assumption
%

NJ transfer fees and tax settings

Seller status for transfer-fee estimateChoose the rate schedule that best fits the seller
Realty Transfer Fee estimate ?Estimated using New Jersey transfer-fee schedules. Official reference links are listed below in the resource section.Auto-calculated
$
Graduated Percent Fee estimate (commonly referred to as the Mansion Tax) ?For higher-price transfers, New Jersey may impose an additional graduated percent fee. This estimate turns on automatically above the relevant threshold.Auto-calculated when applicable
$
Non-Resident Withholding estimate (commonly referred to as the Exit Tax, although it is not an actual tax) ?This estimator uses a simple planning assumption for non-resident withholding. Final treatment should always be reviewed with the seller's attorney and tax professional.Shown as 2% of sale price when seller is not a NJ resident
$
Enter a sale price and choose the seller status to see helpful notes about the transfer-fee estimate.

Attorney and title

Attorney fee ?In our experience, $1,800 is about average, but sellers should always check with whichever attorney they are using for exact fee structure.
$
Title charges Any seller-side title or settlement charges you want to include
$
County recording or mortgage release fee ?Fees charged by the county to record documents such as mortgage satisfactions. Typically ranges from about $50 to $300 depending on county and the number of documents being recorded.Usually a smaller county-related charge
$

Other optional costs

Repairs or credits
$
Moving or clean-out
$
Other closing costs
$
This calculator is intended as a general guide only. Actual closing costs can vary based on property type, exemptions, county fees, and transaction details. All sellers should always consult a real estate attorney for proper legal advice and guidance regarding fees. If you need an attorney recommendation let us know.
Costs explained

The main buckets NJ sellers usually need to watch

Every closing is different, but these are the numbers that most often move the seller's bottom line.

Commission

There is no one-size-fits-all number. This version keeps those fields blank so sellers can model their own assumptions instead of being nudged toward a default.

Fully customizable

RTF

New Jersey's Realty Transfer Fee can materially impact proceeds, and qualifying senior or disabled sellers may have reduced rates.

NJ specific

Attorney and title

Attorney fees, title-related items, and county recording charges can vary more than sellers expect.

Often overlooked

Credits and repairs

Inspection credits, agreed repairs, moving, and clean-out costs can materially reduce the final check at closing.

Easy to model

NJ Realty Transfer Fee quick guide

These are the per-$500 schedules used for the estimator. Qualifying senior and disabled sellers use the reduced schedule shown below.

Sale price band Standard seller Senior / disabled seller
$0 to $150,000 $2.00 per $500 if total consideration is not over $350,000, otherwise $2.90 per $500 $0.50 per $500 if total consideration is not over $350,000, otherwise $1.40 per $500
$150,000 to $200,000 $3.35 per $500 if total consideration is not over $350,000, otherwise part of higher schedule $1.25 per $500 if total consideration is not over $350,000
$200,000 to $350,000 $3.90 per $500 when total consideration is not over $350,000 $1.25 per $500 when total consideration is not over $350,000
Over $350,000 to $1,000,000 Graduated from $2.90 to $5.80 per $500 depending on the band Graduated from $1.40 to $3.15 per $500 depending on the band
Over $1,000,000 $6.05 per $500, plus the separate Graduated Percent Fee if applicable $3.40 per $500, plus the separate Graduated Percent Fee if applicable
Video explainer

A short educational video can fit here cleanly

Once you film it, this page can easily support a simple embedded explainer without making the site feel like a sales pitch.

Featured video placement

This is the spot I would use for one short video from you explaining NJ seller closing costs, the transfer fee, and a few common surprises that affect net proceeds.

Video placeholder ready Replace this block with a YouTube or Vimeo embed after you film. A strong title would be: “Watch: Ian explains NJ seller closing costs in under 90 seconds.”

Best practices for the video

  • Keep it to about 30 to 90 seconds.
  • Make it educational, not promotional.
  • Explain what the calculator includes and what still needs attorney confirmation.
  • Do not overdo it with multiple videos on the page.
  • Use the calculator as the star, with the video simply adding clarity and trust.
Seller resources

Helpful official and industry resources for New Jersey sellers

These links add credibility and give sellers a way to verify and learn more about the costs shown in the calculator.

Learn more about NJ seller costs

Realty Transfer Fee guide

A helpful NJ Realtors resource that explains the Realty Transfer Fee, transfer-fee treatment, and related seller cost topics.

Buying or Selling a Home in New Jersey

An official New Jersey guide with broader information on the buying and selling process, including taxes and related closing items.

Before relying on the estimate

  • Confirm attorney fees directly with the attorney you plan to use.
  • Ask your title company whether there are additional seller-side charges to budget for.
  • Verify whether the property classification and transaction structure trigger the Graduated Percent Fee.
  • Review non-resident withholding treatment with the seller's attorney and tax professional when applicable.
  • Use a current mortgage payoff figure, not an old statement balance.
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